Finance Center

Financing Your Vehicle Purchase.

Our goal is to provide a stress-free car buying experience, including obtaining financing. Our online tools help save you time at the dealership, and a variety of special offers help you find a great deal.

Leasing Vs. Buying an Acura in Portsmouth, NH

There is no definitive answer as to which Acura financing plan is the best. Like every other choice, it heavily hinges on your lifestyle. We at Key Acura of Portsmouth have compiled the highlights of leasing and buying a new Acura around Durham to make your decision easier.

Leasing an Acura near Manchester

Do you plan to keep your automobile for five years? If you answered no, you should seriously consider a lease.

Most leases last between 24 and 48 months, so that you may upgrade to the most current model every few years. Due to the rapid pace of technological advancements - especially for a forward-thinking company like Acura - you may enjoy new features and benefits as soon as they become available.

Also, a lease includes a warranty for most repairs, though two- to four-year-old vehicles rarely need repairs.

The cost difference is the most crucial reason for most people who choose to lease. Leasing is more cost-effective. Leasing a new Acura automobile is comparable to renting in that the commitment is minimal, and the total price of the vehicle is not financed. You will not have to make large monthly payments on a vehicle loan for years; instead, you'll pay only for the time you use it.

Advantages of Leasing Acura Vehicles

  • Reduced monthly payments and cash outlay
  • Zero upfront tax
  • No resale hassles
  • Low servicing costs
  • No monetary risk of accident repair
  • Guaranteed Asset Protection (GAP)
  • Factory warranty coverage
  • Option to assign the lease to another more easily

While there are several advantages to leasing, there are also some restrictions that you must consider.

First, consider your driving frequency and distance. Car leases feature kilometer restrictions, usually ranging from 7,500 to 30,000 miles annually; however, if you drive many miles, you can purchase extra miles in advance. That can make a significant difference if your commute is long, or you reside in a rural area.

Also, remember that you do not own the vehicle with a lease. Therefore, you cannot sell it, unlike when purchasing a car.

Buying an Acura around Dover

Why should you purchase an Acura in Dover? Investing in an Acura is an excellent choice if you plan to keep your car for a while.

There are no miles restrictions when you own a vehicle; you can sell or swap it any time after the loan is paid off. In addition, you build equity and credit during your Acura auto loan term.

However, obtaining a car loan may be more challenging if you cannot make a deposit and don't have an automobile to trade in. This means that buying is only limited to those who can raise the required amount at the time of purchase. Accordingly, some drivers opt for used or used models to newer models.

Another thing to consider is assuming full responsibility for the vehicle after the warranty expires if you purchase it. You are responsible for all repairs, and you will likely need more of them after the three to four years you would have leased the vehicle.

We Can Help You Purchase or Lease an Acura around Nashua

In a nutshell, options for financing an Acura automobile near Nashua depend on these factors:

  • How far do you intend to travel
  • How much available cash do you have
  • How frequently do you desire to change vehicles

There is no superior alternative between purchasing and leasing. Every circumstance is unique, and at Key Acura of Portsmouth, we can assist you in determining the best course of action! Don't hesitate to contact our finance department if you have any queries about Acura financing or want more information about vehicle financing

Finance Application

Use our secure online application to obtain the financing you need to purchase your new Acura or pre-owned vehicle.

APPLY NOW

Value Your Trade-In

Seeking to trade in your current vehicle for something new? Discover its value before your visit to our showroom.

GET STARTED

Current Specials

Don't forget to browse our current deals on new Acura vehicles, including low monthly lease payments and special APR rates.

VIEW OFFERS

How Can We Help?

  1. Key Acura of Portsmouth

    2219 Lafayette Road
    Portsmouth, NH 03801

    • Sales: 603-319-0474
Loading Map...

GET IN TOUCH

  • Contact our Sales Department at: 603-319-0474
  • Monday9AM7PM
  • Tuesday9AM7PM
  • Wednesday9AM7PM
  • Thursday9AM7PM
  • Friday9AM5PM
  • Saturday9AM5PM
  • SundayClosed