Instead of spending time at our dealership filling out paperwork, take advantage of our secure online financing application and start the process from the comfort of your own home.
Tackling this step at home not only decreasing the time you spend in the showroom, but it gives us a head start on finding you the best possible terms for your vehicle purchase.
Another component to putting together your vehicle financing terms will be determining the value of your trade-in if you have one.
Typically, this step is accomplished in-person, however you can get an appraisal here on our website thanks to our partnership with Edmunds. Get the True Market Value® of your vehicle in less than a minute.
Special lease and purchase offers on new Acura models for current Acura and competitive brand owners provide excellent value. Don't miss our featured specials as you shop our inventory.
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There is no definitive answer as to which Acura financing plan is the best. Like every other choice, it heavily hinges on your lifestyle. We at Key Acura of Portsmouth have compiled the highlights of leasing and buying a new Acura around Durham to make your decision easier.
Do you plan to keep your automobile for five years? If you answered no, you should seriously consider a lease.
Most leases last between 24 and 48 months, so that you may upgrade to the most current model every few years. Due to the rapid pace of technological advancements - especially for a forward-thinking company like Acura - you may enjoy new features and benefits as soon as they become available.
Also, a lease includes a warranty for most repairs, though two- to four-year-old vehicles rarely need repairs.
The cost difference is the most crucial reason for most people who choose to lease. Leasing is more cost-effective. Leasing a new Acura automobile is comparable to renting in that the commitment is minimal, and the total price of the vehicle is not financed. You will not have to make large monthly payments on a vehicle loan for years; instead, you'll pay only for the time you use it.
While there are several advantages to leasing, there are also some restrictions that you must consider.
First, consider your driving frequency and distance. Car leases feature kilometer restrictions, usually ranging from 7,500 to 30,000 miles annually; however, if you drive many miles, you can purchase extra miles in advance. That can make a significant difference if your commute is long, or you reside in a rural area.
Also, remember that you do not own the vehicle with a lease. Therefore, you cannot sell it, unlike when purchasing a car.
Why should you purchase an Acura in Dover? Investing in an Acura is an excellent choice if you plan to keep your car for a while.
There are no miles restrictions when you own a vehicle; you can sell or swap it any time after the loan is paid off. In addition, you build equity and credit during your Acura auto loan term.
However, obtaining a car loan may be more challenging if you cannot make a deposit and don't have an automobile to trade in. This means that buying is only limited to those who can raise the required amount at the time of purchase. Accordingly, some drivers opt for used or used models to newer models.
Another thing to consider is assuming full responsibility for the vehicle after the warranty expires if you purchase it. You are responsible for all repairs, and you will likely need more of them after the three to four years you would have leased the vehicle.
In a nutshell, options for financing an Acura automobile near Nashua depend on these factors:
There is no superior alternative between purchasing and leasing. Every circumstance is unique, and at Key Acura of Portsmouth, we can assist you in determining the best course of action. Don't hesitate to contact our finance department if you have any queries about Acura financing or want more information about vehicle financing
2219 Lafayette Road
Portsmouth, NH 03801
